| Are you getting ready to graduate? Well, along with | | | | company, level of customer service provided, and the |
| college graduation comes the much-dreaded student | | | | individual student loan consolidation incentives offered. |
| loan repayment. If you were lucky enough to qualify | | | | NextStudent's LOCKED Discount |
| for subsidized student loans, the government has been | | | | The federal government sets the base interest rate on |
| paying the interest on your student loans through | | | | all student loans, including student loan consolidation. |
| school; if you had to take out unsubsidized student | | | | The only true differences the consolidation loan lenders |
| loans, your interest has been accruing. Either way, six | | | | provide are the incentives offered by each company. |
| months after graduation your grace period ends and it | | | | For example, in an effort to extend significant savings |
| is time for you to begin repaying your student loans. | | | | to borrowers, NextStudent offers a 1 percent |
| NextStudent, a leading Phoenix-based education | | | | LOCKED interest rate discount after 36 consecutive |
| funding company, recommends that you start shopping | | | | on-time payments, which borrowers retain for the life |
| around for student loan consolidation loans as soon as | | | | of their student loan, while other lenders may revoke |
| possible. Student loan consolidation is a great way to | | | | their benefits for a single late payment. NextStudent |
| manage your monthly student loan payments. Not only | | | | also is committed to providing outstanding customer |
| will you lock into one loan at one fixed interest rate, it | | | | service and the best incentives in the industry. |
| also is possible to reduce monthly payments by up to | | | | Some of NextStudent's Federal Consolidation Loan |
| 60 percent and eliminate the hassle of dealing with | | | | Benefit Packages: |
| multiple payments to different lenders. | | | | Package #1 |
| Do Your Research before Selecting a Student Loan | | | | - 1 percent LOCKED interest rate reduction after 36 |
| Consolidation Lender | | | | on-time payments |
| Frequently, college financial aid offices offer students a | | | | - .25 percent interest rate discount for Auto-Debit |
| list of Preferred Lenders for all of their financial needs, | | | | payments |
| from Stafford loans to student loan consolidation loans. | | | | Package #2 |
| However, students are not required to work with the | | | | - 2 percent interest rate reduction after 36 on-time |
| lenders on those lists and instead should shop for a | | | | payments (not locked) |
| company that best suits their needs. | | | | - .25 percent interest rate discount for Auto-Debit |
| Just like every student is different, every lending | | | | payments |
| company has its own character, ethical standards and | | | | NextStudent believes that getting an education is the |
| quality controls. Borrowers should be selective and | | | | best investment you can make, and it is dedicated to |
| choose their lender carefully, making sure to consider | | | | helping you pursue your education dreams by making |
| and compare the reputation and integrity of the | | | | college funding simple. |