| As a graduate or professional degree student, even | | | | Stafford Loan Is Fast and Easy There's no credit |
| with your student grants and T.A.'s salary, you may | | | | check with a Stafford loan. To qualify, you just need to |
| find you still have school-related expenses to cover. | | | | complete your FAFSA (Free Application for Federal |
| To help you meet the costs of your degree program, | | | | Student Aid) and meet the Stafford eligibility |
| NextStudent, a leading Phoenix-based education | | | | requirements:  Enrolled or accepted in an |
| funding company, offers graduate Federal Stafford | | | | eligible graduate or professional degree program, |
| Loans, which carry a low, fixed 6.8% interest rate. And | | | | attending at least half-time  Maintaining |
| as long as you're enrolled at least half-time, you don't | | | | satisfactory academic progress, as determined by |
| have to start repaying your Stafford loan until you've | | | | your school  U.S. citizen or permanent |
| finished your degree. Graduate Stafford Loans Can | | | | resident  Not in default on any federal |
| Provide up to $20,500 a Year The Stafford Loan | | | | student loans  Registered with the Selective |
| Program offers two types of student loans ( | | | | Service if you're male and between the ages of 18 |
| subsidized Stafford loans (awarded on the basis of | | | | and 25 Once you're approved for your Federal |
| financial need) and unsubsidized Stafford loans | | | | Stafford Loan, a check will be sent to your school. |
| (non-need-based). You may qualify for either type of | | | | After your tuition and other school-billed fees are paid, |
| Stafford loan or a combination of both. With a | | | | you can use any remaining Stafford funds for your |
| subsidized student loan, the government will pay for | | | | books, materials and other school-related expenses. |
| any interest that accrues while you're still in school, | | | | After you've left school, you can choose to |
| when you're in deferment and throughout your grace | | | | consolidate both your unsubsidized and subsidized |
| period. With an unsubsidized student loan, you're | | | | Stafford loans with a Federal Student Loan |
| responsible for all interest that accrues, even when | | | | Consolidation ( . You get more time to repay, and you |
| you're not making student loan payments. Any interest | | | | could substantially lower your monthly payment. So |
| that accrues while you're postponing | | | | when your T.A. salary doesn't stretch quite far enough, |
| repayment-whether you're in school, in deferment, or in | | | | let NextStudent help with a graduate Stafford loan. |
| a grace period-will be added to your principal student | | | | Apply for your Federal Stafford Loan today and get |
| loan amount for you to repay once your repayment | | | | the affordable financing you need for graduate school, |
| period begins. As a graduate or professional degree | | | | that lets you stay focused on getting your degree |
| student, you can borrow up to $20,500 a year in | | | | instead of on making student loan payments while |
| Stafford loans ( (of which no more than $8,500 may | | | | you're still in school. NextStudent believes that getting |
| be in subsidized loans), up to a maximum cumulative | | | | an education is the best investment you can make, |
| Stafford debt of $138,500 between your graduate and | | | | and we're dedicated to helping you pursue your |
| undergraduate Stafford loans. Applying for a Graduate | | | | education dreams by making college funding simple. |