| Higher Education and Student Insurance | | | | health insurance. |
| According to current U.S. statistics, there are | | | | At times the information you receive from your college |
| approximately 17.5 million students attending college | | | | or university will not coincide with the information you |
| and/or graduate school. Most of these students will be | | | | receive from the actual agency handling your student |
| required to obtain health insurance through their | | | | insurance. In these instances the agency would more |
| particular schools. And because most colleges and | | | | than likely have the most appropriate and up-to-date |
| universities add student insurance to the cost of tuition, | | | | information regarding insurance cards, co-payments, |
| many students, and parents, take it for granted that | | | | and important dates on when your coverage expires |
| they have insurance coverage, that is, until they need it. | | | | at the end of your semester. |
| Are You Covered by your Student Health Insurance? | | | | - Get to know your student health insurance |
| Don't get complacent, by thinking that you are covered | | | | representative. |
| by your universities health insurance. Know the | | | | The health insurance representative at your school has |
| particulars of the health insurance that is offered. | | | | pertinent information about the schools student health |
| Secondly, take some precautionary steps to make | | | | policy and will be able to answer any questions you |
| sure you don't have that "deer in the headlight" look if | | | | may have. For example,if you are married or have |
| you ever find yourself having to use your student | | | | dependents, your health insurance representative can |
| medical insurance. Read, Read and Then Read Some | | | | be instrumental in assisting with helping you to add |
| More! | | | | them to your student policy, if necessary. |
| Believe it or not, you can still get information on paper, | | | | Also, for students who already have health insurance, |
| even in this technological age! Read any and all | | | | your school's representative can provide you with |
| materials you receive from the school. There is usually | | | | important paperwork and information to help you |
| pertinent information placed within the fine lines and in | | | | "opt-out" of using the schools insurance, and use your |
| paperwork that you may think is unimportant. | | | | current insurance policy. |
| Read the information at the college or university web | | | | Know if you are Covered |
| site, Many students only look at the college or | | | | Unforeseen illnesses and accidents can occur while |
| universities website for popular information (email, | | | | you are in school. Having student health insurance not |
| financial information, or grades). With a little more | | | | only protects you, but it is mandatory for the college or |
| scrutiny, you can find practically all of the information | | | | university to provide insurance for its students. |
| students need, including information regarding their | | | | Obtaining all of the information about the coverage you |
| health insurance policies. | | | | have is a smart move. Don't get stuck in a situation |
| Know Your Insurance Representative | | | | where you really need to use your student health |
| - Know what insurance agency handles your student | | | | insurance, but can't, because you are not covered. |